2-1 Buydown | Looking to lower your monthly mortgage payment when buying a home?

Purchase transactions only
Eligible for primary residences
30 year fixed rate only
Buydown fee may be paid by seller or builder but must be written into the contract

Available on the following programs:

Bank Statement Loan, Jumbo, Portfolio Select, and Asset Qualifier

A 2-1 buydown provides a two-year reprieve from elevated rates.

Contact a Loan Officer

Property State

Loan Purpose

PurchaseRefinance

Are You Self-Employed?

Yes

Residence Type

Primary ResidenceSecond Home / Investment Property

Credit Score

I agree to the Angel Oak Mortgage Solutions terms of use.

We take your privacy seriously. By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Mortgage Solutions LLC NMLS ID 1160240 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS - charges may apply) and/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Mortgage Solutions LLC NMLS 1160240. Privacy policy https://www.angeloakhomeloans.com/privacy-policy

Thanks! A Mortgage Advisor Will Be In Touch With You Shortly.

Oops! Something went wrong while submitting the form.

Product FAQ

No items found.

General FAQ

No items found.

Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access). Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO71208, CO Regulated by the Division of Real Estate, CN #ML-1160240, DE #019971, DC #MLB1160240, FL, GA #41747, HI # HI-1160240, ID # MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS MC.0025339, KY #MC292246, LA, ME #1160240, MD #21260, MI #FL0020868, MN #MN-MO-1160240, MS #1160240, MO #19-2400, MT #1160240, NE, NV #4450, NH #22446-MB, Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND #MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, PA #56598, RI #20173431LL, SC #MLS-1160240, SD #ML.05224, TN #118878, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY #3229.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.Angel Oak, Angel Oak Mortgage Solutions and the tree design are trademarks owned or registered by Angel Oak Companies, LP in the U.S.