2-1 Buydown

For interested party contributions to lower borrower cost for the first 2 years.
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  • Purchase transactions only
  • Eligible for primary residences
  • 30 year fixed rate only
  • Buydown fee may be paid by seller or builder but must be written into the contract

Available on the following programs:

Bank Statement Loan, Jumbo, Portfolio Select, and Asset Qualifier

A 2-1 buydown provides a two-year reprieve from elevated rates.

AZ
AR
CA
CO
CT
DE
DC
FL
GA
IL
IN
IA
KS
KY
ME
MD
MI
MN
MO
MT
NH
NJ
NM
NC
OH
OK
OR
PA
RI
SC
TN
TX
VA
WA
WV

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