Portfolio Non-QM Loans
Our Specialized Mortgage Products
Bank Statement Home Loan
A Mortgage For Self-Employed
Business Elite
Better Pricing For Qualified Borrowers
Our Business Bank Statement Elite product allows eligible self-employed borrowers to qualify using business bank statements. No tax returns required.
Investor Cash Flow Loan
For Real Estate Investors
Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify.
Jumbo Home Loans
For Higher Valued Homes
Our Jumbo program consists of Gold Prime, Prime Jumbo and non-QM Platinum Jumbo. These loan options allow flexibility to purchase the home of your dreams!
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Product FAQ
General FAQ
What Is The Difference Between A Bank Statement Loan And A Traditional Mortgage Loan?
Traditional loans will generally require tax returns, W-2s and paycheck stubs in order to verify a borrower’s income. A bank statement mortgage loan offers self-employed borrowers a different option to verify their income without using tax returns.
How Does A Bank Statement Mortgage Program Work?
A bank statement mortgage allows eligible self-employed borrowers to use bank statements to help verify income instead of tax returns. A lender will use these statements to analyze income to prove the ability to repay a loan.
Are Self-Employed Borrowers Required To Use Bank Statement Loan Products?
A bank statement loan is often a great option for qualified self-employed borrowers. However, self-employed borrowers should choose the best loan product to help meet their mortgage needs.
Are Self-Employed Borrowers Required To Use Bank Statement Loan Products?
What Is The Difference Between A Bank Statement Loan And A Traditional Mortgage Loan?
How Does A Bank Statement Mortgage Program Work?