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Portfolio Non-QM Loans

Our Specialized Mortgage Products

Bank Statement Home Loan

A Mortgage For Self-Employed
Our Bank Statement product allows eligible self-employed borrowers to qualify using personal or business bank statement. No tax returns required.
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Business Elite

Better Pricing For Qualified Borrowers
Our Business Bank Statement Elite product allows eligible self-employed borrowers to qualify using business bank statements. No tax returns required.
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Investor Cash Flow Loan

For Real Estate Investors
Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify.
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Jumbo Home Loans

For Higher Valued Homes
Our Jumbo program consists of Gold Prime, Prime Jumbo and non-QM Platinum Jumbo. These loan options allow flexibility to purchase the home of your dreams!
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Traditional Loans

Our Specialized Mortgage Products

Conventional Home Loan

A Flexible Loan Solution
Our Conventional mortgage offers flexibility other loan types do not including down payment options.
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Product FAQ

General FAQ

What Is The Difference Between A Bank Statement Loan And A Traditional Mortgage Loan?
Traditional loans will generally require tax returns, W-2s and paycheck stubs in order to verify a borrower’s income. A bank statement mortgage loan offers self-employed borrowers a different option to verify their income without using tax returns.
How Does A Bank Statement Mortgage Program Work?
A bank statement mortgage allows eligible self-employed borrowers to use bank statements to help verify income instead of tax returns. A lender will use these statements to analyze income to prove the ability to repay a loan.
Are Self-Employed Borrowers Required To Use Bank Statement Loan Products?
A bank statement loan is often a great option for qualified self-employed borrowers. However, self-employed borrowers should choose the best loan product to help meet their mortgage needs.
Are Self-Employed Borrowers Required To Use Bank Statement Loan Products?
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What Is The Difference Between A Bank Statement Loan And A Traditional Mortgage Loan?
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How Does A Bank Statement Mortgage Program Work?
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Loan Servicing: 844.209.7424Speak to Advisor: 833.471.0594
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Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access).  Corporate Address:  980 Hammond Drive, Suite 850,Atlanta, GA 30328.  Licensed in AL#21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208, CO Regulated by the Division of Real Estate, CT #ML-1160240, CT #MS-1160240, DE #019971, DC #MLB1160240, FL #MLD1156, GA#41747, HI #HI-1160240, HI #MS231, ID #MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS #MC.0025339, KY #MC292246,LA, ME #1160240, MD #1160240, MI #FL0020868, MI #SR0020869, MN #MN-MO-1160240,MS #1160240, MO #1160240, MT #1160240, NE, NV #4450, NV #4597, NH #22446-MB,Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND#MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, OR #MS-19, PA #56598,RI #20173431LL, RI #20224352LS, SC #MLS-1160240, SD #1160240.ML, TN #118878, TN#163131, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY#3229, WY #CL-4863.