Innovative Solutions for Underserved Borrowers

Angel Oak Mortgage Solutions is a full-service lender focused on providing innovative mortgage loan products to our borrowers. Our lending practice was founded upon core principles of providing our clients with a variety of traditional and non-traditional (non-QM) mortgage products that are tailored to meet their individual home financing needs. Angel Oak Mortgage Solutions understands our client’s unique mortgage needs and helps guide them through the loan process.

Our consumer direct platform services customers through leads generated online from our digital lending system which integrates consumers directly with our loan products. This model follows an operational workflow designed with high customer service standards for a quick closing.

Licensing & Disclosures

Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access). Corporate Address: 980 Hammond Drive, Suite 850, Atlanta, GA 30328. Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208, CO Regulated by the Division of Real Estate, CT #ML-1160240, CT #MS-1160240, DE #019971, DC #MLB1160240, FL #MLD1156, GA #41747, HI #HI-1160240, HI #MS231, ID #MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS #MC.0025339, KY #MC292246, LA, ME #1160240, MD #1160240, MI #FL0020868, MI #SR0020869, MN #MN-MO-1160240, MS #1160240, MO #1160240, MT #1160240, NE, NV #4450, NV #4597, NH #22446-MB, Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND #MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, OR #MS-19, PA #56598, RI #20173431LL, RI #20224352LS, SC #MLS-1160240, SD #1160240.ML, TN #118878, TN #163131, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY #3229, WY #CL-4863.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

In Texas – TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

Additional information for Illinois Consumers – Below is the contact information for the State of Illinois, Division of Banking.
Illinois Department of Financial and Professional Regulations (IDFPR)
James R. Thompson Center(JRTC)
555 West Monroe Street, 5th Floor
Chicago, Illinois 60661
Telephone Number: 1-888-473-4858
www.idfpr.com

Programs, rates, terms, and conditions may change without prior notice.

Disclosures



Repayment Period: 30 Year fixed are fully amortized payments for 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable). 40 year fixed interest-only option offered on certain Non-QM loan programs: 40 year fixed rate with Interest only payments for the first 10 year period (120 monthly payments), then fully amortized payments for the remaining 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable).

Loan Amount: Loan limits may apply, vary by loan program, and could change at any time.

Down Payment: Credit terms require minimum down payment from buyer. Down payment varies by loan program.

Refinances: As a result of refinancing, your total finance charges may be higher over the life of the loan.
The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Not all borrowers will meet the requirements necessary to qualify. All loans are subject to credit and property approval. Other restrictions and limitations may apply.