Jumbo Loan Options

A Jumbo loan is for home purchases that exceed the conforming limit set by the FHFA. Our flexible non-QM Jumbo loans are for homebuyers who just miss Prime qualifications. These loan options allow flexibility to purchase the home of your dreams!
      

Non-QM Platinum Jumbo

  • Loan amounts up to $4 million
  • Primary, second home and investment properties
  • Single family, townhomes, and warrantable condos
  • Four years out of foreclosure, short sale, bankruptcy or deed-in-lieu
  • One year tax return program available
  • Purchase, cash-out, rate-term refinance, and delayed financing options
  • 40 year fixed interest-only available

Jumbo for Self-Employed

  • Loan amounts up to $4 million
  • Qualify with personal or business bank statements (No tax returns required)
  • Primary, second home and investment properties
  • Single family, townhomes, and warrantable condos
  • Two years out of foreclosure, short sale, bankruptcy or deed-in-lieu
  • One year tax return program available
  • Purchase, cash-out, rate-term refinance, and delayed financing options
  • 40 year fixed interest-only available

A Jumbo loan is for home purchases that exceed the conforming limit set by the FHFA. Our flexible non-QM Jumbo loans are for homebuyers who just miss Prime qualifications. These loan options allow flexibility to purchase the home of your dreams!

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AI Disclaimer: Information generated by third-party artificial intelligence tools may be inaccurate, incomplete, or outdated and may not reflect Angel Oak Mortgage Solutions LLC's current products, rates, guidelines, or eligibility requirements. Angel Oak does not control or verify information generated by open source AI systems and cannot guarantee its accuracy. Consumers should verify all loan-related information directly with an NMLS-licensed Angel Oak mortgage professional. AI-generated information does not constitute a loan approval, commitment to lend, rate quote, or lending decision.  Products, rates, terms, and underwriting guidelines are subject to change without notice.
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Product FAQ

General FAQ

What Is A Jumbo Loan?
A Jumbo loan is a mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency. A Jumbo loan can help home buyers purchase or refinance higher priced properties.