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Portfolio Non-QM Loans

Our Specialized Mortgage Products

Bank Statement Home Loan

A Mortgage For Self-Employed
Our Bank Statement product allows eligible self-employed borrowers to qualify using personal or business bank statement. No tax returns required.
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Bank Statement HELOC

A Flexible 2nd Mortgage for Self-Employed
Angel Oak's Bank Statement HELOC program offers a flexible solution to help self-employed borrowers tap into their home equity while retaining first mortgage.
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Closed End Second Mortgage

Second Mortgage for Self Employed
Angel Oak’s Closed End Second Loans program enables self-employed borrowers to tap into their home’s equity while retaining their first mortgage.
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DSCR Loan

For Real Estate Investors
Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify.
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"Thanks again for outstanding work with the loan process! It was wonderful meeting you and I will continue to recommend you to family and friends."

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Dr. Howard
five stars

"Tara and her team were terrific! They had everything ready to go for the closing! They were so good to us throughout this journey!"

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Sherry H
five stars

"I just wanted to compliment William Lee and his team on the professional and diligent efforts they put forth to close my loan. Mine wasn't the easiest, but William and his experienced team walked me thru the process and successfully closed in what I believe to be record time. I would recommend them to anyone. Keep up the great work"

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William R
five stars

Traditional Loans

Traditional financing along with VA, FHA, and conventional mortgage options.
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Loan Servicing: 844.209.7424Speak to advisor: 833.471.0594
Licensing & DisclosuresPrivacy PolicyTerms of UseAngel Oak Companies

Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access).  Corporate Address:  980 Hammond Drive, Suite 850, Atlanta, GA 30328.  Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208, CO Regulated by the Division of Real Estate, CT #ML-1160240, CT #MS-1160240, DE #019971, DC #MLB1160240, FL #MLD1156, GA #41747, HI #HI-1160240, HI #MS231, ID #MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS #MC.0025339, KY #MC292246, LA, ME #1160240, MD #1160240, MI #FL0020868, MI #SR0020869, MN #MN-MO-1160240, MS #1160240, MO #1160240, MT #1160240, NE, NV #4450, NV #4597, NH #22446-MB, Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND#MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, OR #MS-19, PA #56598,RI #20173431LL, RI #20224352LS, SC #MLS-1160240, SD #1160240.ML, TN #118878, TN #163131, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY#3229, WY #CL-4863.