We Have an Excellent Jumbo Loan Program

Angel Oak Home Loans can help your buyer determine their eligibility for a higher priced home that exceeds the conforming limit. Not all Jumbo borrowers meet Prime requirements needing alternative Jumbo options not all lenders have. We have three options and will determine the right loan product from the start! This is why it is important that Jumbo borrowers call Angel Oak Home Loans first. Many Jumbo borrowers are turned away from other lenders because they only offer a Prime Jumbo product. This leaves the Realtor and homebuyer in a tough spot to start over with another lender!

Gold Prime Jumbo

• Up to 50% debt-to-income
• Loan amounts up to $3.5 million
• Primary, second home and investment properties
• Single family, townhomes, and warrantable condos
• Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Purchase, cash-out and rate-term refinance

Prime Jumbo

• Loan amounts up to $3 million
• Primary, second home and investment properties
• Single family, townhomes, and warrantable condos
• Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
• Purchase, cash-out and rate-term refinance

Non-QM Platinum Jumbo

• Loan amounts up to $3 million
• Primary, second home and investment properties
• Single family, townhomes, warrantable and non-warrantable condos
• Four years out of foreclosure, short sale, bankruptcy or deed-in-lieu
• One year tax return program available
• Purchase, cash-out and rate-term refinance
• 40 year fixed interest-only available*

Bring your Jumbo clients to us and get to the closing table!