You don't have to be an expert on non-QM loan solutions – that's our job! All you have to do is promote that you can help self-employed homebuyers, real estate investors and buyers who are less than seven years out of a credit event such as foreclosure. You can help them even if they don't qualify for an Agency loan. How? Angel Oak Home Loans and our portfolio non-QM loan products.
Get the word out that you are a go-to problem solving Realtor for:
Self-employed who can't qualify using tax returns – your lending partner has an easy to close Bank Statement loan that uses personal or business bank account statements to determine income.
Real estate investors who have more than 10 properties – or maybe they just want a no income loan that doesn't require complicated documentation. Our Investor Cash Flow loan qualifies on the cash flow of the property. No tax returns or income required.
Jumbo buyers who miss Prime qualifications – no worries, our non-QM Platinum Jumbo loan saves these deals.
Non-warrantable condos – Fannie Mae and Freddie Mac have more restrictions on condos deeming more and more non-warrantable. Our non-QM loans allow non-warrantable condos!
Buyers only one year out of foreclosure – we have a loan solution that allows one year out of foreclosure, short sale or deed-in-lieu and two years out of bankruptcy.