Changes To Fannie Mae Guidelines

January 21, 2020

Real estate will be a top choice to invest in this year which is great news for investors. There are changes, though, that your investor clients need to know before they go to get a loan. Fannie Mae no longer allows buyers to qualify using the proposed rental income on non-owner-occupied purchases unless they have a minimum of one year as a landlord. The same is true for FHA, VA, and Jumbo loans. This means that a non-QM solution such as our Investor Cash Flow product will be crucial for some property investors to start to build their portfolios. We allow proposed rent with NO landlord experience!

Don’t lose a sale and have your buyer miss out on a great property!
Call us first about our Investor Cash Flow product that can get your client to the closing table quickly.
  • Loans to $1.5 million
  • No personal income used to qualify
  • Qualification based on property cash flow
  • No tax returns required
  • Non-warrantable condos allowed

We Are Here To Walk You Through The Process Every Step Of The Way!

Find An AdvisorFind An AdvisorFind An Advisor

More Articles

Angel Oak 2-1 Buydown!

October 25, 2022
A 30-year fixed rate loan where the first two years of interest is subsidized by seller paid contributions.
Have you seen the latest trends in colors and interior design?
Here are 7 ways to improve your chances