USDA Home Loan | For Borrowers In Qualified Rural Areas

Up to 100% financing available
Available for purchase, cash-out or rate-term refinance
Home must be in a designated eligible USDA area
Not limited to first time homebuyers
Income limits to qualify vary by location and household size

*Licensing and Disclosures

Our USDA / Rural Development home loan is a mortgage for homebuyers in qualified rural areas.

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Property State

Loan Purpose

PurchaseRefinance

Are You Self-Employed?

Yes

Residence Type

Primary ResidenceSecond Home / Investment Property

Credit Score

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Product FAQ

General FAQ

What Is A USDA Home Loan?

The USDA loan is a mortgage loan for rural homebuyers. These loans are issued by USDA approved lenders and guaranteed by the U.S. Department of Agriculture.

Can A First Time Homebuyer Qualify For A USDA Loan?

Yes, these loans are for first-time homebuyers and buyers who have purchased homes before.

Is A Down Payment Required For A USDA Loan?

Qualified borrowers can purchase a home without a down payment. A lender can offer more information about down payment options and eligibility.

Angel Oak Mortgage Solutions LLC – NMLS ID#1160240 (NMLS ConsumerAccess). Corporate office may be reached at (855)539-4910 and is located at 980 Hammond Drive, Suite 850, Atlanta, GA 30328. Please see our Licensing page for more information. Programs, rates, terms, and conditionsmay change or be discontinued without prior notice. Additional guidelines and qualifications may apply. Angel Oak, Angel Oak Mortgage Solutions LLC, and the tree design are trademarks owned or registered by Angel Oak Companies, LP in the U.S.