Gold Prime Jumbo
- Up to 50% debt-to-income
- As low as 10% down based on requirements
- Loan amounts up to $3.5 million
- Primary, second home and investment properties
- Single family, townhomes, and warrantable condos
- Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
- Purchase, cash-out and rate-term refinance
Prime Jumbo
- Loan amounts up to $3 million
- Primary, second home and investment properties
- Single family, townhomes, and warrantable condos
- Seven years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
- Purchase, cash-out and rate-term refinance
Non-QM Platinum Jumbo
- Loan amounts up to $3 million
- Primary, second home and investment properties
- Single family, townhomes, and warrantable condos
- Four years out of foreclosure, short sale, bankruptcy or deed-in-lieu
- One year tax return program available
- Purchase, cash-out and rate-term refinance
- 40 year fixed interest-only available
Angel Oak Mortgage Solutions Jumbo program consists of Gold Prime, Prime Jumbo, and non-QM Platinum Jumbo mortgage options. A Jumbo loan is for home purchases that exceed the conforming limit set by the FHFA. Our non-QM Platinum Jumbo loan is for homebuyers who just miss Prime qualifications.
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Product FAQ
What Is A Jumbo Loan?
What Is The Jumbo Loan Limit?
General FAQ
What Is A Jumbo Loan?
A Jumbo loan is a mortgage loan that exceeds the conforming limits set by the Federal Housing Finance Agency. A Jumbo loan can help home buyers purchase or refinance higher priced properties.
What Is The Jumbo Loan Limit?
A Jumbo product is used for a loan amount that exceeds the conforming loan limit in your area. At Angel Oak Home Loans, our Jumbo loan products have a maximum loan amount of $3 million and a minimum loan amount of $250,000.