Conventional Home Loan | A Flexible Loan Solution

Available for purchase, cash-out or rate-term refinance
Owner occupied
Single family, townhomes, and warrantable condos
Primary, second home, and investment properties
Various down payment options available

Conventional loan programs offer flexibility and options other loan types do not. Our conventional loan adheres to the GSE (Freddie Mac) guidelines but are available through Angel Oak.

Contact a Loan Officer

Property State

Loan Purpose

PurchaseRefinance

Are You Self-Employed?

Yes

Residence Type

Primary ResidenceSecond Home / Investment Property

Credit Score

I consent to receive one time passcodes and other non-marketing messages related to my account from Angel Oak Mortgage Solutions.

I consent to receive promotional messages from Angel Oak Mortgage Solutions

By entering my phone number and clicking “Submit”, I agree to receive text messages or calls from Angel Oak Mortgage Solutions LLC NMLS ID 1160240 at the number I provided. Messages may include one-time pass codes, alerts related to my account, messages related to new products we offer (including through automated means: e.g autodialing, text, and pre-recorded messages) via telephone or mobile device (including SMS and MMS) even if the telephone number is currently listed on a Do-Not-Call list. Message and data rates may apply. I agree to receive email at the email address provided for advertising purposes or related to my mortgage inquiry. For help text HELP at any time. To opt out reply STOP at anytime.

Thanks! A Mortgage Advisor Will Be In Touch With You Shortly.

Oops! Something went wrong while submitting the form.

Product FAQ

General FAQ

Do All Conventional Loans Require Private Mortgage Insurance (PMI)?

Lenders will require private mortgage insurance (PMI) on conventional loans when a homebuyer is putting less than 20 percent down on a purchase property. A homebuyer may cancel PMI once they have 20 percent equity in their property.

Can A Conventional Loan Be Refinanced?

Yes, a conventional loan may be refinanced. When refinancing a conventional loan, PMI will be required if the loan to value of the property has less than 20 percent equity.

Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access). Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO71208, CO Regulated by the Division of Real Estate, CN #ML-1160240, DE #019971, DC #MLB1160240, FL, GA #41747, HI # HI-1160240, ID # MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS MC.0025339, KY #MC292246, LA, ME #1160240, MD #21260, MI #FL0020868, MN #MN-MO-1160240, MS #1160240, MO #19-2400, MT #1160240, NE, NV #4450, NH #22446-MB, Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND #MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, PA #56598, RI #20173431LL, SC #MLS-1160240, SD #ML.05224, TN #118878, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY #3229.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.Angel Oak, Angel Oak Mortgage Solutions and the tree design are trademarks owned or registered by Angel Oak Companies, LP in the U.S.