Flexible Bank Statement Loans

Get approved for up to $4 million using your business’s cash flow. No W2s, no tax returns—just simple, hassle-free financing for home purchases or refinancing
      
  • No Traditional Income Documentation Required
  • Loans approved on 12 or 24 months of bank statements
  • Flexible loan options up to $4 million
  • Ideal for owner-occupied homes, second homes, and non-permanent residents

Angel Oak’s Bank Statement mortgage program offers a straightforward solution for self-employed borrowers who can’t qualify for traditional loans. This program simplifies your path to homeownership without needing W2s or tax returns.

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