Flexible Bank Statement Loans

Get approved for up to $4 million using your business’s cash flow. No W2s, no tax returns—just simple, hassle-free financing for home purchases or refinancing
      
  • No Traditional Income Documentation Required
  • Loans approved on 12 or 24 months of bank statements
  • Flexible loan options up to $4 million
  • Ideal for owner-occupied homes, second homes, and non-permanent residents

Angel Oak’s Bank Statement mortgage program offers a straightforward solution for self-employed borrowers who can’t qualify for traditional loans. This program simplifies your path to homeownership without needing W2s or tax returns.

AL
AZ
AR
CA
CO
CT
DE
DC
FL
GA
ID
IL
IN
IA
KS
KY
LA
ME
MD
MI
MN
MS
MO
MT
NH
NJ
NM
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VA
WA
WV
WI
WY

Contact a Loan Officer

Property State
Loan Purpose
Are You Self-Employed?
Residence Type
Credit Score
By entering my phone number and clicking “Submit”, I agree to receive text messages or calls from Angel Oak Mortgage Solutions LLC NMLS ID 1160240 at the number I provided. Messages may include one-time pass codes, alerts related to my account, messages related to new products we offer (including through automated means: e.g autodialing, text, and pre-recorded messages) via telephone or mobile device (including SMS and MMS) even if the telephone number is currently listed on a Do-Not-Call list. Message and data rates may apply. I agree to receive email at the email address provided for advertising purposes or related to my mortgage inquiry. For help text HELP at any time. To opt out reply STOP at anytime.
success check icon
Thanks! A Mortgage Advisor Will Be In Touch With You Shortly.
Oops! Something went wrong while submitting the form.

Product FAQ

No items found.

General FAQ

No items found.