Bank Statement HELOC

Loans up to $750,000
Revolving line of credit
Interest-only payments during draw period
Qualify using business bank statements or full doc
Owner-occupied, second homes, and investment properties
Loan terms from 15-25 years
Owner occupied program is not available in TX‍
Program not available in TN

Angel Oak’s Bank Statement Home Equity Line of Credit (HELOC) is designed specifically for self-employed bank statement borrowers. This program enables self-employed borrowers to tap into their home’s equity while retaining their first mortgage. The HELOC is a revolving line of credit, and borrowers can borrow as much of the approved credit limit needed during the draw period.

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Primary ResidenceSecond Home / Investment Property

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Product FAQ

General FAQ

What is a Home Equity Line of Credit?

A home equity line of credit (HELOC) is a loan that allows you to borrow, spend, and repay as you go, using your home as collateral.

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Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access). Corporate Address: 980 Hammond Drive, Suite 850, Atlanta, GA 30328. Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208, CO Regulated by the Division of Real Estate, CT #ML-1160240, CT #MS-1160240, DE #019971, DC #MLB1160240, FL #MLD1156, GA #41747, HI #HI-1160240, HI #MS231, ID #MBL-2081160240, IL Residential Mortgage Licensee # MB.6761065, IN #24466, IA #2014-0070, KS #MC.0025339, KY #MC292246, LA, ME #1160240, MD #1160240, MI #FL0020868, MI #SR0020869, MN #MN-MO-1160240, MS #1160240, MO #1160240, MT #1160240, NE, NV #4450, NV #4597, NH #22446-MB, Licensed by the N.J. Department of Banking and Insurance, NM, NC #L-163234, ND#MB103396, OH #RM.501891.000, OK #ML011190, OR #ML-5316, OR #MS-19, PA #56598,RI #20173431LL, RI #20224352LS, SC #MLS-1160240, SD #1160240.ML, TN #118878, TN #163131, TX, UT, VA #MC-5830, WA #CL-1160240, WV #ML-36451, WI #1160240BA, WY#3229, WY #CL-4863.