Portfolio Non-QM Loans

Our Specialized Mortgage Products

Closed End Second Mortgage

Second Mortgage for Self Employed
Angel Oak’s Closed End Second Loans program enables self-employed borrowers to tap into their home’s equity while retaining their first mortgage.

Bank Statement HELOC

A Flexible 2nd Mortgage for Self-Employed
Angel Oak's Bank Statement HELOC program offers a flexible solution to help self-employed borrowers tap into their home equity while retaining first mortgage.

DSCR Loan

For Real Estate Investors
Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify.

"I just wanted to compliment William Lee and his team on the professional and diligent efforts they put forth to close my loan. Mine wasn't the easiest, but William and his experienced team walked me thru the process and successfully closed in what I believe to be record time. I would recommend them to anyone. Keep up the great work"

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William R
five stars

"Thanks again for outstanding work with the loan process! It was wonderful meeting you and I will continue to recommend you to family and friends."

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Dr. Howard
five stars

"Tara and her team were terrific! They had everything ready to go for the closing! They were so good to us throughout this journey!"

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Sherry H
five stars
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